Aetna health insurance logo - mental health coverage accepted at Mind in Motion Psychology for therapy and psychological services

Aetna Therapists in New York or New Jersey

Use your Aetna insurance for in-person or online therapy with our licensed clinicians. We’ll confirm your exact copay for free before your first therapy session.

Psychotherapists Covered by Aetna

What's Covered?

Although coverage depends on your specific Aetna plan, usually Mental health treatment is covered for online & in-person individual and group therapy, as well as all major topics anxiety, trauma, depression, etc.

Start This Week

Aetna’s directory listings often take two to four weeks to respond. We respond within 24 hours, and your first session is often within 7 days of submitting the form. If you are ready to start, the bottleneck should not be paperwork.

If Problems Come Up

Our team continues to help throughout your care, not just before your first appointment. If your Aetna plan or your benefits change or a claim is denied, we' re-verify, submit claims on your behalf, re-bill and explain your options.

We handle the Aetna part for you

Mind in Motion is in-network with Aetna across New York and New Jersey States. We commonly verify Aetna Choice POS II, Aetna PPO, Open Choice PPO and employer-sponsored plans. Most in-network Aetna members pay around $10-$40 per session, and no referral or pre-authorization is required (non-student plans). We respond and verify your exact Aetna benefits within 2 business days, and your first session is often within 7 business days of submitting the form.

Aetna plans we accept

 

  1. Contact us.
  2. We verify your insurance.
  3. We recommend therapists or, if you’d like to, you can take our Therapist Matching Quiz.
  4. We schedule your first appointment.
  5. You begin therapy.

Simple.

Insurance Verification Process

  • verify your mental health benefits
  • estimate your copay or coinsurance
  • check whether your deductible applies
  • confirm telehealth eligibility
  • explain any referral or preauthorization requirements
  • answer billing and insurance questions
  • advocate on your behalf if insurance issues arise
  • insurance card (front and back)
  • phone number
  • date of birth
  • ZIP code

This allows us to verify your benefits as accurately and as quickly as possible.

We do our best to provide accurate information about your insurance benefits and estimated out-of-pocket costs before your first appointment. However, final coverage is determined by your insurance provider after your claims have been processed.

Typical Cost Per Session Is $10-$40*

*This is an estimated cost based on the experience of our previous clients. We do our best to verify your insurance benefits before your visit, but coverage and final out-of-pocket costs are determined by your insurance provider once claims are processed. 

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Understanding your Aetna Mental Health Benefits

Insurance plans can differ even within Aetna. Your employer, marketplace plan, deductible, and network all affect your cost of therapy.

That’s why we verify your specific benefits before your first session instead of asking you to figure it out yourself.

  • Copay – A fixed amount you pay for each therapy session.

  • Coinsurance – A percentage of the session cost after your deductible has been met.

  • Deductible – The amount you pay before certain benefits begin.

Why Choose Us

Many universities and large employers in New York provide Aetna plans. Our therapists regularly work with graduate students, professionals, healthcare workers, and individuals navigating career transitions, anxiety, trauma, and relationship concerns.

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Let's Verify Your Coverage

You can help speed up the process by uploading photos of the front and back of your insurance card, along with your, phone number, date of birth and ZIP code, when completing the form. This allows us to begin verifying your insurance benefits right away, reducing back-and-forth communication and helping you get scheduled sooner.

Prefer to talk? Call 347-426-6072

Frequently Asked Questions

If the information provided by your insurer turns out to be incorrect, we’ll work with you to understand what happened and, where appropriate, help appeal denied claims or communicate with your insurance company.

If you have Aetna student health insurance through your university, you will need a simple 1 page referral from your college mental health center. It is easy to request this from any counselor at the center and we have a referral relationship with many colleges so the process is streamlined. If you are not a student, you most likely do not need a referral nor a prior authorization 

Yes. Long term therapy is the most effective treatment to reach real, long term results and meet your goals. An additional perk is that with long term care, many clients reach their out of pocket maximum before the end of the year and the last couple of months of sessions are covered at 100%.

Many of our therapists are in high demand but we do our best to match you with someone who is available right away. We also have waitlists if your desired therapist is unavailable.

Copays/coinsurance tends to be between $10 and $40 per session

Then you will be responsible for the full fee, which is on average is $126, per session, but fee depends on a therapist.

We will verify your new insurance asap so there is no disruption in treatment. 

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