In-Network Cigna Therapists in New York and New Jersey
If you have Cigna and live in New York or New Jersey, you’re almost certainly already covered. We’ll confirm your exact copay for free before you book.
We handle the Cigna part for you
Mind in Motion is in-network with Cigna across New York and New Jersey States. We provide online and in-person therapy with 9 therapists specializing in anxiety, depression, PTSD, ADHD, trauma, and many more. Most in-network Cigna members pay around $30 per session, and no referral or pre-authorization is required. We respond and verify your exact Cigna benefits within 2 business days, and your first session is often within 7 business days of submitting the form.
Cigna plans we accept
- Cigna Open Access Plus In Network
- Cigna PPO Wellfleet
- Cigna PPO MultiPlan
- Cigna Choice Fund OA Plus
- Contact us.
- We verify your insurance.
- We recommend therapists or, if you’d like to, you can take our Therapist Matching Quiz.
- We schedule your first appointment.
- You begin therapy.
Simple.
Insurance Verification Process
- verify your mental health benefits
- estimate your copay or coinsurance
- check whether your deductible applies
- confirm telehealth eligibility
- explain any referral or preauthorization requirements
- answer billing and insurance questions
- advocate on your behalf if insurance issues arise
- insurance card (front and back)
- phone number
- date of birth
- ZIP code
This allows us to verify your benefits as accurately and as quickly as possible.
We do our best to provide accurate information about your insurance benefits and estimated out-of-pocket costs before your first appointment. However, final coverage is determined by your insurance provider after your claims have been processed.
What's Covered?
Although coverage depends on your specific Cigna plan, usually Mental health treatment is covered for online & in-person individual and group therapy, as well as all major topics anxiety, trauma, depression, etc.
Start This Week
Cigna’s directory listings often take two to four weeks to respond. We respond within 24 hours, and your first session is often within 7 days of submitting the form. If you are ready to start, the bottleneck should not be paperwork.
If Problems Come Up
Our team continues to help throughout your care, not just before your first appointment. If your Cigna plan or your benefits change or a claim is denied, we' re-verify, submit claims on your behalf, re-bill and explain your options.
Insurance verification usually includes:
- your estimated copay
- deductible status
- coinsurance
- session coverage
- telehealth eligibility
- whether preauthorization is required (if applicable)
We’ll do our best to verify your insurance benefits before your visit, but coverage and final out-of-pocket costs are determined by your insurance provider once claims are processed.
We advocate for you with Cigna
Insurance companies don’t always process mental health claims correctly.
If there is a billing issue or unexpected denial, our team can help investigate the problem, communicate with your insurance provider, submit additional documentation when appropriate, and advocate on your behalf to help resolve coverage issues whenever possible.
Let's Verify Your Coverage
You can help speed up the process by uploading photos of the front and back of your insurance card, along with your, phone number, date of birth and ZIP code, when completing the form. This allows us to begin verifying your insurance benefits right away, reducing back-and-forth communication and helping you get scheduled sooner.
Prefer to talk? Call 347-426-6072
Frequently Asked Questions
Can you tell me what therapy will cost before I schedule?
Yes, since we are in network with Cigna the contracted rate is $130 for the first session and $126 for every session after that. Your insurance will likely cover most of that fee, depending on your specific policy. Usually, copays range from $0 to $30.
Do I need to call the insurance company?
No, we do have a team dedicated to gathering the information on your behalf, but we always recommend that you are proactive and educate yourself on your specific policy details. We do this as a courtesy to get the most accurate details possible in advance but there are no guarantees until we see how the first claim is processed.
What if my insurance denies coverage?
We always try to understand why the claim was denied and re-submit claims where appropriate. If you end up being responsible for the whole fee, we work with you to come up with a payment plan or an out of pocket rate based on income.
Can I still see a therapist if my benefits change?
Yes, we offer sliding scale out of pocket rates based on income.
Does my deductible apply?
Depends. Some companies waive deductibles when it comes to mental health. Others consider it a medical service and will apply your deductible. We make it a priority to find out before your first session.
What if I haven't met my deductible yet?
Then you will be responsible for the full fee, which is on average is $126, per session, but fee depends on a therapist.
What happens if my insurance changes during therapy?
We will verify your new insurance asap so there is no disruption in treatment.
What happens if Cigna denies a claim?
We will verify your new insurance asap so there is no disruption in treatment.
Does Cigna cover medication management?
Our medication management provider is out of network with Cigna. If your policy includes out of network benefits then you will be responsible for your deductible, copay or coinsurance. If your policy does not have out of network benefits then you will be responsible for the full fee.