We Accept Medicare For Psychotherapy
We participate with Medicare Part B and offer psychotherapy for adults in New York and New Jersey navigating anxiety, depression, grief, relationships, caregiving, retirement, health changes, loss, identity, and other life transitions.
How much does it cost?
For Original Medicare Part B, after you meet the applicable Part B deductible, Medicare generally pays 80% of the Medicare-approved amount for covered outpatient mental-health treatment, leaving you responsible for 20%.
No need to understand Medicare
Not sure whether you have Original Medicare or a Medicare Advantage plan? Send us your insurance information and we'll help you determine whether you're covered.
If Problems Come Up
Our team continues to help throughout your care, not just before your first appointment. If your Medicare plan or your benefits change or a claim is denied, we' re-verify, submit claims on your behalf, re-bill and explain your options.
Does Medicare Cover Therapy?
Yes. Medicare Part B covers outpatient mental health care, including psychotherapy, when applicable Medicare requirements are met. Covered outpatient mental-health providers can include psychologists, clinical social workers, mental-health counselors and certain other qualified professionals.
At Mind in Motion, we participate with Medicare Part B.
If you have a Medicare Advantage (Part C) plan, coverage works differently because these plans are administered by private insurance companies and have their own provider networks and cost-sharing rules. We participate with select Medicare Advantage plans through insurance carriers with which we are contracted, but not every Medicare Advantage plan. We accept the following Medicare plans: Medicare Supplement United Healthcare AARP.
If you’re unsure which type of Medicare coverage you have, you don’t need to figure it out before contacting us. Send us your insurance information and our Care Coordinator can verify your benefits.
- Contact us.
- We verify your insurance.
- We recommend therapists.
- We schedule your first appointment.
- You begin therapy.
Simple.
Insurance Verification Process
- verify your mental health benefits
- estimate your copay or coinsurance
- check whether your deductible applies
- confirm telehealth eligibility
- explain any referral or preauthorization requirements
- answer billing and insurance questions
- advocate on your behalf if insurance issues arise
- insurance card (front and back)
- phone number
- date of birth
- ZIP code
This allows us to verify your benefits as accurately and as quickly as possible.
We do our best to provide accurate information about your insurance benefits and estimated out-of-pocket costs before your first appointment. However, final coverage is determined by your insurance provider after your claims have been processed.
Let's Verify Your Coverage
You can help speed up the process by uploading photos of the front and back of your insurance card, along with your, phone number, date of birth and ZIP code, when completing the form. This allows us to begin verifying your insurance benefits right away, reducing back-and-forth communication and helping you get scheduled sooner.
Prefer to talk? Call 347-426-6072
Original Medicare, Medicare Advantage, Medicaid - What's the Difference?
Original Medicare
Original Medicare is a federal health insurance program that includes Part A (hospital insurance) and Part B (medical insurance). Outpatient psychotherapy generally falls under Part B.
Mind in Motion participates with Medicare Part B.
Medicare Advantage
Medicare Advantage, also called Medicare Part C, is an alternative way to receive Medicare benefits through a private Medicare-approved insurance company. These plans may have their own networks, copays, deductibles and authorization requirements.
Mind in Motion participates with select Medicare Advantage plans, but we are not in network with every Medicare Advantage plan.
We’ll verify your specific plan before you begin therapy.
Medicaid
Medicaid is separate from Medicare and eligibility is generally based on state requirements that include income and other factors. Some people qualify for both Medicare and Medicaid; Medicare refers to this as being “dually eligible.”
Mind in Motion does not currently participate with traditional (straight) Medicaid. We are pursuing participation with select Medicaid managed-care plans.
Frequently Asked Questions
Does Medicare Part B cover psychotherapy?
Yes. Medicare Part B covers a range of outpatient mental-health services, including individual and group psychotherapy, when Medicare’s coverage requirements are met. Mind in Motion participates with Medicare Part B.
Do you accept Original Medicare?
Yes. For outpatient psychotherapy, the relevant portion of Original Medicare is Medicare Part B, and Mind in Motion participates with Medicare Part B.
Do you accept Medicare Advantage plans?
We participate with select Medicare Advantage plans offered by insurance carriers with which we are contracted, but we do not accept every Medicare Advantage plan.
Because Medicare Advantage networks vary by plan, send us your insurance card and we’ll verify whether your specific plan is in network before you begin therapy.
What's the difference between Medicare Part A and Part B for mental health?
Medicare Part A primarily covers inpatient hospital care, including eligible inpatient mental-health treatment. Part B covers outpatient mental-health care, which includes psychotherapy provided in outpatient settings.
Do I need a doctor's referral to start therapy with Medicare?
Generally, no. A physician referral is not typically required to begin outpatient psychotherapy. However, requirements can differ with some Medicare Advantage plans, so we’ll let you know before your first appointment.
Is Medicare the same as Medicaid?
No. They are separate government health programs.
Medicare is a federal program primarily for people 65 and older and certain younger people who qualify because of disability or other eligibility criteria. Medicaid is administered jointly by federal and state governments and eligibility is based on state-specific requirements, including financial eligibility.
Some people qualify for both programs.
Mind in Motion participates with Medicare Part B. We do not currently participate with traditional Medicaid.
Does Medicare cover therapy for anxiety or depression?
Medicare Part B covers medically necessary outpatient mental-health care, including psychotherapy used to diagnose and treat mental-health conditions such as depression and anxiety. But coverage is not limited to those two conditions.
People come to therapy at every stage of life. Sometimes something has happened – a loss, diagnosis, retirement, divorce, conflict with family, or an unexpected transition. Other times, people simply find themselves looking differently at their lives and relationships.
Our therapists work with adults experiencing:
- anxiety and depression
- grief and bereavement
- retirement and changes in identity
- caregiving responsibilities
- relationship and family concerns
- loneliness and social isolation
- changes in physical health or independence
- trauma and difficult past experiences
- major life transitions
- questions of meaning, purpose, and what comes next
Therapy doesn’t have to be limited to symptom management. It can also provide a regular space to understand how your experiences, relationships, losses, choices, and changing circumstances are affecting you now.
Does Medicare limit how many therapy sessions I can have?
Medicare coverage for outpatient psychotherapy is based on medical necessity rather than simply choosing a predetermined course of therapy. How often you meet and how long you remain in therapy will depend on your clinical needs and treatment plan. If your coverage is through Medicare Advantage, your plan may have additional requirements