UnitedHealthcare Therapists in New York or New Jersey
Use your UnitedHealthcare mental health benefits for in-person or online with our licensed clinicians.
What's Covered?
Although coverage depends on your specific UnitedHealthcare plan, usually Mental health treatment is covered for online & in-person individual and group therapy, as well as all major topics anxiety, trauma, depression, etc.
Start This Week
UnitedHealthcare’s directory listings often take two to four weeks to respond. We respond within 24 hours, and your first session is often within 7 days of submitting the form. If you are ready to start, the bottleneck should not be paperwork.
If Problems Come Up
Our team continues to help throughout your care, not just before your first appointment. If your UnitedHealthcare plan or your benefits change or a claim is denied, we' re-verify, submit claims on your behalf, re-bill and explain your options.
Understanding Your UnitedHealthcare Mental Health Benefits
…
- Trauma
- Anxiety
- Relationship difficulties
- ADHD
- Grief and loss
- Parenthood
- Self-esteem
- Stress
- Depression
- Life transitions
Understanding Your UnitedHealthcare Mental Health Benefits
UnitedHealthcare offers a variety of employer-sponsored, individual, and family health plans, and mental health coverage can vary from one plan to another.
Depending on your specific policy, your benefits may include:
- in-network outpatient psychotherapy
- telehealth therapy sessions
- individual counselling
- deductible and copay information
- coinsurance after your deductible has been met
We accept the following UnitedHealthcare plans:
- UnitedHealthcare Choice Plus
- UnitedHealthcare Choice Plus-HSA
- UnitedHealthcare OHI EPO Non Gated Freedom Network
- UnitedHealthcare OHI EPO Non Gated Metro Network
- UnitedHealthcare OHI Oxford Direct Freedom Network
- UnitedHealthcare Surest
- Contact us.
- We verify your insurance.
- We recommend therapists or, if you’d like to, you can take our Therapist Matching Quiz.
- We schedule your first appointment.
- You begin therapy.
Simple.
Insurance Verification Process
- verify your mental health benefits
- estimate your copay or coinsurance
- check whether your deductible applies
- confirm telehealth eligibility
- explain any referral or preauthorization requirements
- answer billing and insurance questions
- advocate on your behalf if insurance issues arise
- insurance card (front and back)
- phone number
- date of birth
- ZIP code
This allows us to verify your benefits as accurately and as quickly as possible.
We do our best to provide accurate information about your insurance benefits and estimated out-of-pocket costs before your first appointment. However, final coverage is determined by your insurance provider after your claims have been processed.
Typical Cost Per Session Is $10-$40*
*This is an estimated cost based on the experience of our previous clients. We do our best to verify your insurance benefits before your visit, but coverage and final out-of-pocket costs are determined by your insurance provider once claims are processed.
Does UnitedHealthcare Cover Medication?
While our therapists are in network with UnitedHealthcare, our psychiatric nurse practitioner provides medication management as an out-of-network service.
If your insurance plan includes out-of-network benefits, you may be eligible for partial reimbursement after your deductible, copay, or coinsurance has been applied. If your plan does not include out-of-network benefits, you will be responsible for the full session fee.
If you’re unsure about your coverage, our Care Coordinator can help you understand your benefits.
Let's Verify Your Coverage
You can help speed up the process by uploading photos of the front and back of your insurance card, along with your, phone number, date of birth and ZIP code, when completing the form. This allows us to begin verifying your insurance benefits right away, reducing back-and-forth communication and helping you get scheduled sooner.
Prefer to talk? Call 347-426-6072
Frequently Asked Questions
Does UnitedHealthcare cover therapy?
Many UnitedHealthcare plans include coverage for outpatient psychotherapy with in-network providers. Coverage varies depending on your specific plan, deductible, and cost-sharing requirements.
Why does my UnitedHealthcare card mention Optum?
That happens because your medical insurance provider is UnitedHealthcare, but mental health benefits are administered by Optum or another provider. Our practice is in-network with UHC as well as Optum.
Can I switch therapists and still use my UnitedHealthcare insurance?
Yes. All therapists within our practice are covered UnitedHealthcare, you can generally continue using your insurance benefits without interruption.
What happens if my employer changes my UnitedHealthcare plan?
Employer-sponsored health plans can change from year to year, even if you remain with UnitedHealthcare. If your plan changes, let us know as soon as possible. We’ll verify your updated benefits and explain any changes to your coverage before future appointments.
Does UnitedHealthcare cover long-term psychotherapy?
Yes. UnitedHealthcare plans generally support both short-term and longer-term psychotherapy based on medical necessity. Coverage doesn’t reset simply because you’ve been in therapy a while — how long you continue depends on your clinical needs and your plan’s benefit year.
Can I continue therapy if I move out of state?
It depends on your new state and whether your therapist is licensed there. Let us know as soon as you’re planning a move so we can confirm whether telehealth is still an option and re-verify your UnitedHealthcare benefits under your new circumstances.