Rates & Fees for Self Pay and Insurance Clients

Seeing a therapist isn’t just about getting a service; it’s about investing in an increased self-awareness, improved relationships, better coping skills, emotional relief, positive changes, empowerment, clarity, self-compassion, and support system, to name a few.

Our team at  Mind In Motion is wholeheartedly committed to supporting you with the highest quality of care every step of your journey.

Therapy rates for self paying clients

All therapy and consulting services at Mind In Motion vary in cost depending on the exact service and specific provider you are working with.

If you plan to pay out of pocket for treatment, please schedule a free 15-minute consultation so we can match you with the right therapist for your needs and budget. Our session fees range from $125 – $350 without insurance depending on the provider. 

We accept cash, check, credit card, HSA, and FSA. 

Therapy rates for insurance clients

Mind In Motion is an out-of-network provider that works with your insurance by utilizing your out-of-network benefits. We simplify the process of maximizing your insurance benefits by submitting claims on your behalf and offering our payment plan option. Most clients using out-of-network benefits from their insurance pay between 20% and 50% of the total cost of care out of pocket.

We’re happy to help you maximize your insurance benefits. Prior to your first visit please send us a copy of your insurance card so our Care Coordinator can verify your coverage and provide you with a rate for your care, ensuring you make the most of your coverage to minimize out-of-pocket costs. With that being said, please do not ignore verifying your insurance plan on your own before starting treatment. 

By staying out-of-network, our practice ensures the highest level of care without the limitations of insurance restrictions or concerns about your confidentiality. We accept most major insurance plans, including:

  • Aetna
  • Cigna
  • Optum
  • UnitedHealthcare
  • Medicare

In-network providers are healthcare providers that participate in your health insurance plan’s network. Out-of-network providers do not participate in your plan’s network.

Whether you have coverage for out-of-network care depends on your specific insurance plan. If your plan does cover out-of-network care, you can still see one of our providers even if we do not directly participate in your plan’s network.

The main difference in visiting out-of-network providers is how billing and reimbursement are handled. Most out-of-network providers require you to pay the full cost upfront and then submit claim paperwork to your insurance company yourself to seek reimbursement for covered expenses. We handle claim reimbursement paperwork for your convenience.

A deductible is paid out-of-pocket before insurance covers services. When your plan says you have a $1,000 deductible, you will have to pay out-of-pocket until you spend $1,000. After you meet your deductible, your plan pays for the session and you will be responsible for a copay (flat visit fees, e.g., $25 per visit) or coinsurance (a percentage of the session fee, e.g., 20% per visit). While we provide benefit estimates, please verify coverage with your insurer as the final cost is determined when claims are processed.

Need help? Schedule FREE 15-minute consultation

We know it could be frustrating finding a psychotherapist who is aligned with your goals, let us help you!

What to expect from a free consultation

  • Discuss your therapy goals and preferences
  • Identify a therapist aligning with your needs and style
  • Address your insurance out-of-network plan and other questions
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